LIABILITY INSURANCE


PUBLIC LIABILITY INSURANCE
Public Liability provides protection for you against loss arising out of injury to persons (other than employees) or damage to their property. If a member of the public is injured whilst visiting your premises, this type of policy provides cover for you should you be held responsible for such injury or property damage. The policy will also pay the costs of defending a claim and the claimant’s legal costs in connection with bringing the action if the claim is successful.

PRODUCT LIABILITY INSURANCE
Products Liability provides protection for you against loss arising out of injury or property damage caused by a defect in the product manufactured or sold. If a member of the public is injured or property, not belonging to you, is damaged arising out of a product manufactured or sold, you may be held liable for this injury or damage. The Policy will also pay the costs of defending a claim and the claimant’s legal costs in connection with bringing the action if the claim is successful.

EMPLOYERS LIABILITY INSURANCE
Employers Liability provides protection to employers against loss arising out of his/her legal liability resulting from injury or illness to persons under a contract of Service or employment.

If you employ somebody you may be held liable for him or her if they are injured or become ill as a result of an accident whilst working for you. An Employer’s Liability Policy will provide cover for you should you be held responsible for these injuries and will also pay all costs associated with defending the claim and the employee’s legal costs in bringing the action against you if the claim is successful. Some Employer’s Liability Policies will also cover costs associated with defending a prosecution brought against you under the Safety, Health and Welfare at Work Act.

CONTRACTORS ALL RISKS INSURANCE
This type of policy provides cover for Contract Works, Temporary Works And Materials for the Construction Industry. Policies can be issued on an Annual Basis or in respect of a Single Contract. Own Plant, Hired in Plant, Employees Tools and Personal Effects can be added onto the policy.
The cover includes:- Fire, Storm, Flood, Theft and Malicious Damage, Collapse. There are many extensions that can be included on this type of policy.

At Culleton Insurances, with access to a variety of insurers, we can find a policy which best suits your needs in terms of cover and price.

For further information/quotation please complete our on-line enquiry form or contact us by email or phone.

Click here to visit our Personal Accident Insurance page.
Culleton Insurances Ltd is regulated by the Financial Regulator  
 
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