Motor trade insurance is split into different sections:
Road Risk Insurance – This allows a named driver on a motor trade road risks policy to drive any vehicle which is the property of the insured or under his/her custody or control as a motor trader for business use. The policy can typically be extended to include social, domestic and/or pleasure use. The policy can usually be extended to include demonstration cover for customers. Covers included are typically as per a Motor Insurance policy:
Third Party Only
Third Party Fire and Theft
Comprehensive
Motor Trade Internal Insurance – This is a premises public liability policy and can be extended to include defective workmanship and products cover.
Property Insurance – This provides material damage cover to property including buildings, fixtures and fittings owned or leased by a motor trader where cover is required.
Culleton Insurances has access into several specialised motor trade insurers. Each insurer offers different types of insurance packages. We will find the policy best suited to your needs in terms of cover and price.
